Manhattan Life

Key Benefits of Medicare Supplement Plans

• First 3 pints of blood annually.
• Coinsurance for hospitalization under Medicare Part A.
• Extended hospitalization coverage: Up to an additional 365 days after Medicare benefits are exhausted.
• Hospice services coinsurance under Medicare Part A.
• Outpatient hospital services coinsurance under Medicare Part B, covering approximately 20% of Medicare-approved costs.

Manhattan Life Medigap Plans Overview

Manhattan Life offers various Medicare Supplement Plans tailored to different healthcare needs. Here’s a breakdown of their plans:

— Plan A:

• Covers hospital coinsurance and provides 365 additional days of hospitalization coverage after Medicare ends.
• Includes Part B outpatient hospital services coinsurance.
• Ideal for those who expect minimal healthcare needs.

— Plan B:

• Builds on Plan A with increased hospitalization benefits.
• Covers Part A inpatient hospitalization deductibles.

— Plan C:

• Includes all basic benefits plus coverage to reduce out-of-pocket costs.
• Covers:
  • Part A deductibles for inpatient care.
  • Coinsurance for skilled nursing facility care (days 21–100).
  • Part B deductible for outpatient services.
  • Emergency care coverage for travel outside the U.S.

— Plan D:

• Offers the same benefits as Plan C, except it excludes the Medicare Part B deductible.
• Covers:
  • Part A inpatient deductibles.
  • Skilled nursing care coinsurance (days 21–100).
  • Foreign travel healthcare coverage.

— Plan F:

• Provides the most comprehensive coverage, eliminating most out-of-pocket costs.
• Includes Part B excess charges (costs exceeding Medicare-approved amounts).

— Plan G:

• Covers all basic benefits except the Part B deductible.

— Plan M:

• Covers 50% of the Part A hospital inpatient deductible in addition to basic benefits.

— Plan N:

• Includes all basic benefits, plus:
  • Coinsurance for Part B (20% of Medicare-approved costs).
  • Part A inpatient hospitalization deductible.
  • Copayments: $50 for ER visits, $20 for doctor’s visits.

This structured breakdown helps identify the coverage level that matches your specific healthcare needs.