Medicare Supplements that fit you
Find the right Medicare Supplement Plan.
Medigap Plans
Plan Benefits
Insurance Providers
You can depend on us to find you the right plan.
What is Medicare Supplemental Insurance?
Medicare supplemental insurance companies provide health insurance for those who receive Medicare benefits, yet find that all of their needs are not covered by the program. Medigap insurance plans, as they are also known, cover co-payments, coinsurance and deductibles that are not covered by Medicare. For those on fixed incomes, an unexpected deductible or co-payment can cause acute financial distress. Medigap insurance plans serve as a bridge between the Original Medicare plan coverage and the expenses you are expected to cover on your own. Medicare supplemental insurance also covers medical services that are not covered by Original Medicare. For example, should you travel outside of the U.S. and require medical services you would not be covered by Medicare. In this case, it would be important to acquire an adequate Medicare Supplemental Insurance plan prior to traveling abroad.
Medicare Supplemental Insurance Companies – Which One is Right for You?
When deciding which of the many Medicare Supplemental Insurance Companies to choose, it is first important to consider that no Medigap policies cover your percentage of healthcare costs of Medicaid, Medicare Advantage Plans, TRICARE, optional Medicare Prescription Drug Plans, union/employer health plans, or VA benefits.
Any health insurance company that is licensed in your state is eligible to sell you Medigap insurance. However, if you are already covered by the Medicare Advantage Plan or Medicaid, Medicare Supplemental Insurance Companies are not able to sell you Medigap insurance. Medicare supplement health insurance is the buffer for those who do not have those forms of coverage, yet are unable to absorb co-pays on their own.
Do You Qualify for Medicare Supplement Health Insurance?
In order to participate in a Medicare Supplemental Insurance plan, you must first have Medicare Part A and Medicare Part B. It is important to note that Medicare supplemental insurance companies must stay in strict compliance to federal and state laws regarding Medigap insurance plans. These Medicare Supplemental Insurance plans are standardized according to State guidelines. Medigap insurance plans are identified by various letters of the alphabet, and offer differing Medicare supplemental benefits. Not all Medicare supplemental insurance companies offer every plan that is available in the state, so it is wise to compare all plans before speaking with a particular company or agent.
Medicare supplemental insurance companies are not required to sell every available Medigap plan, but they must offer Medigap Plan A. They must also offer either Medigap Plan C or Plan F. Some Medigap insurance plans pay your Medicare deductible, while others only cover coinsurance after you have paid the deductible.
Only you know which plan is right for you according to your own health and lifestyle. Examine your own needs currently and speculate on those in your future prior to choosing one of the Medicare Supplemental Insurance Companies offering Medigap Insurance in your state.
GET A FREE NO-OBLIGATION QUOTE NOW
(* = Required field)
Medicare Supplement Plans
Discover the Medicare Supplement plans available to you and learn more about each option to find the one that suits your needs. Our agents are here to make the process simple and stress-free. Call us today, and we’ll help you navigate your options, handle the details, and find the best plan to fit your coverage requirements.
Plan F and Plan G also offer a high-deductible plan in some states.
Please note you cannot buy Plans C or F if you became eligible for Medicare on or later than January 1, 2020.
United American Medicare insurance can bridge the gap between what Original Medicare pays and what you as a plan participate are expected to pay out-of-pocket. Operating throughout 49 states as well as the District of Columbia and Canada, United American is a Medigap provider offering Medicare supplement insurance to lessen the burden of Medicare co-pays, co-insurance responsibilities and deductibles.
Manhattan Life Medicare insurance offers several Medicare supplement insurance policies for those who are covered by Medicare Part A and Part B. Since Original Medicare was not designed to completely cover all healthcare costs, most retired Seniors find it of great comfort and support to enroll in supplemental insurance from a Medigap provider such as Manhattan Life. Large out-of-pocket deductibles and co-pays can devastate any family, especially those who live on a fixed income.
Find the right Provider that fits your needs.
Let us help you pick the right Provider and Plan for you!
Reliable. Personable. Fast.
Complete our contact form to request a call back from a knowledgeable local agent who will provide you with a free, no-obligation quote tailored to your coverage needs. If you prefer, you can also reach out to us directly by phone or email. Our family is dedicated to helping you navigate your options and find the perfect policy that fits your unique circumstances. Let us help you secure the coverage you deserve with ease and confidence!
Stop Stressing! Lets find the right coverage for you today!
Call: (954) – 890 – 2711
Term Medicare is committed to help you reach your coverage goals.
Term Medicare is committed to making sure you find the right policy that fits your life and coverage needs. We take the time to get to know you and understand exactly what you’re looking for and what best suits you. Combine our Passion with our Decades of experience in the Insurance Industry and you have an unstoppable money-saving machine!
View Company Literature & News
View different articles created by TermMedicare. Learn about our Company, Medicare Supplements or find related News & Events
